• Put insurance company on notice of the claim.
  • Document who you spoke to and time and date of notification.
  • Request a certified copy of your policy.
  • Write down your claim number & name of the adjuster.
  • Request an advance from your company to pay for your expenses.
  • Mitigate your loss. Use a professional mitigation company if possible.
  • Salvageable clothing should be secured and cleaned by professional restoration dry cleaners.
  • Take photos of all discarded items.
  • Secure the property. Board up windows & doors.
  • Winterize plumbing and fixtures if applicable.
  • Document all your expenses with receipts.
  • Secure temporary living accommodations such as a hotel or temporary housing.
  • Secure furniture rental service.
  • Document all meals with receipts.
  • Contact Cable Company to discontinue service.
  • Have your mail forwarded to new temporary accommodations.
  • Have your phone company forward your calls.
  • Have Phone Company set up service in temporary housing.
  • Call Electric Company to set up account at temporary housing if needed.
  • Call Gas Company to set up account at temporary housing if needed.
  • Get copies of your deed. Notify Mortgage Company of your intent to fix the dwelling.
  • Keep a daily diary of all expenses you incur over and above your normal expenses.
  • Save all documentation of theses expenses.